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Terms & Conditions

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At Rapid Loans, we pride ourselves on making the whole process of finding the best loan for you straightforward and stress free. That’s why our terms and conditions are also clear and to the point.

The fine print can make a difference, so be sure to read and understand our personal loan Terms and Conditions booklet.

Or talk with one of our professional and friendly personal loan consultants now on 09 801 8169 to discuss our personal loan terms and conditions.

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What we do at rapid loans

At Rapid Loans, we provide fast, online cash loans to a wide cross section of New Zealanders. We understand that everyone is unique and we tailor personal cash loans to suit different budgets, lifestyles and financial circumstances. We pride ourselves on our friendly and professional service and we strive to respond to online applications quickly

Representative loan example: $7,500 loan advance with a 12-month term. Total cost of loan, including all applicable fees is $9,578.39  This amount includes a $328 establishment fee, $18 per month administration fee and interest at 3.3% per month (39% per annum), with a maximum Annual Percentage Rate (APR) of 47.7561%. Minimum loan repayment period of 6 months and maximum loan repayment period of 48 months.

Give Rapid Loans a call today and let us get to work!

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*This site may provide an estimate only of loan repayments over a 12 month period but this does not constitute a loan offer by Rapid Loans NZ Limited. Company Number 3579431. All loans are subject to an approval process which is subject to our lending criteria and an assessment of suitability.